Travel & Medical Insurance for Workers / Students to & out of New Zealand

We provide travel and medical insurance for inbound, outbound and seasonal workers / students  

Whether you're a Kiwi moving abroad or wanting to work in New Zealand, our cover is designed to provide protection for the unforeseen. 

We also provide cover specifically for seasonal workers travelling to New Zealand to work in the horticulture and viticulture industries, as well as other industries, who are required to have comprehensive medical and travel insurance during their period of stay in New Zealand.

Insurance Products For

Inbound Workers & Students

The Workersafe Inbound policy provides travel insurance cover to New Zealand inbound workers and their families.

Students can also be covered under this policy.

Seasonal Workers 

We offer cover to seasonal workers during their stay in New Zealand to meet visa requirements.

New Zealanders Working Abroad

Travel Insurance for New Zealand citizens, New Zealand residents or New Zealand work visa holders working outside New Zealand.

Pre-Existing Medical Conditions can be covered under this policy.

Benefits Includes:

SECTION 1: CANCELLATION / TRAVEL DISRUPTION BENEFITS

1a.* Loss of Deposits

Unlimited

1b. Cancellation of Journey Paid in Full

Unlimited

1c. Curtailment

Unlimited

1d. Missed Connection

$15,000

1e. Travel Delay

$15,000

1f. Frequent Flyer Points

$5,000

1g. Resumption of Travel

$10,000

1h. Strikes and Hijacks

$10,000

1i. Evacuation – Civil Unrest Pacific Islands

$1,500

1j. Additional Expenses as a Result of an Act of Terrorism

$3,000

SECTION 2: MEDICAL BENEFITS

2a.* Overseas Medical Expenses

Unlimited

2b. Terrorism – Overseas Medical Expenses

$250,000

2c. Emergency Dental Expenses

• Emergency Dental Treatment – Pain Relief Only

$1,000

• Emergency Dental Treatment – as a Result of an Injury

$3,000

2d.* Incidental Hospital Expenses

$4,000

2e. Accompanying Person

$15,000

2f. Search and Rescue – Natural Disaster

$15,000

SECTION 3: LIFE BENEFITS

3a. Funeral Expenses

$25,000

3b. Accidental Death or Permanent Disablement

$50,000

3c. Accidental Death or Permanent Disablement as a Result of an Act of Terrorism

$25,000

SECTION 4: BAGGAGE, PERSONAL EFFECTS AND MONEY BENEFITS

4a. Personal Baggage – Total limit (including any items insured in Section 4c)

$30,000

Personal Baggage Item Limit

$1,500

Personal Baggage - Special Limit (electronic equipment, video and camera equipment)

$2,500

4b.* Emergency Baggage limit

$1,500

4c. Specified High Value Items

Maximum Value Per item

$10,000

Maximum Total Value

$20,000

4d. Travel Documents

$3,000

4e. Personal Money

$500

4f. Additional Expenses as a Result of an Act of Terrorism

$3,000

SECTION 5: PERSONAL LIABILITY BENEFITS

5a. Rental Vehicle Excess

$6,000

5b. Personal Liability

$2,500,000

5c. Defence Costs – Including Wrongful Arrest

$10,000